Do schools in ontario have insurance to give sttlements incase of student injury?

I cut of my thumb through the second knuckle and am now missing a large portions of my thumb. I didn’t not purchase the student insurance at the beginning of the year because I didn’t think I would need it. Does the school have insurance that offer settlements for things like this even if there is no clear fault. Also if you know I can’t work prob for a few months due to recovery and sugeries does the goverment offer temporary dissability payments or anything of that sort?

Yes the schools are insured, but it’s liability insurance. This means in order to be compensated you need to show the school was liable for your injuries.